Ladli Samridhi Bond

IJF India Ladli Samridhi Bond

Ladali Nidhi Bond is Term Deposit Product wherein depositor gets 1.5 times of his/her deposit amount in a Speciation Time period.


  • An Individual in his/her own name.
  • Jointly by more than one Individuals.
  • In the name of Trusts, Associations, Educational Institutions, Partnership Firms, Companies and any other
  • Institutions, which are eligible to open a Term Deposit account, as per Nidhi Company Rules.

Minimum Deposit Amount:  INR 5,000/- and further in multiples of INR 1,000/-

Maturity Value: On Due Date INR 5,000/- shall accumulate into INR 10,000/-

Duration: 6.5 Years (78 Months)

Premature Payment: Not Available up to 3 Years.

Interest Rate Applicable on withdrawal after 3 years as per Nidhi Company Terms & Conditions.

Nomination Facility:  Nomination Facility Available.

Loan Facility:  Not Available up to 1 Year.

Maximum of 70% against the deposit amount after 1 year.

The interest rate shall be applicable as per Nidhi Company’s Terms & Conditions

Premature Payments

On pre-maturity request by the depositor; after three months of the deposit, the depositor shall not be entitled to any interest up to the period of six months from the date of deposit. The interest payable for the remaining period after six months shall be payable by the ordinarily agreed/applicable rate of interest (i.e. the rate of interest payable which the company would have ordinarily paid, had the deposit been accepted for the period from which such deposit had run) reduced by two percent (2%).

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